Do to circumstances beyond your control Who has access to your SS#? All personel record files you have ever done business with just sitting in some file cabinet or database. School records,banks,utilities,doctor office, X wife,maybe even public record doc at the court house. So what is your SS# worth to someone else? Were not talking about Credit card theft here but Identity Theft. My neighbor just pulled her free credit report to see what was wrong and found out someone had run up $40,000 in bad debt using her SS#.Identity Theft is harder to wipe clean then just a stolen credit card number with purchase. I think we would all be suprised to learn how easy it is to get yours or my SS#.