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I have both bikes insured through Geico, and while sitting here daydreaming.. when I do some of my best work.. .. I got to thinking about whether or not my new trailer was covered under my current policies like they are on an auto policy. So I called Geico. I found that it wasn't...per se'. At least not the value. So to prevent a wrestling match in the future I added the VIN #, and Value to the policies... There wasn't a change in the premium, but now if it's damaged or stolen it's covered. While on the subject, another insurance area that we've talked about in the past, but haven't seen anything lately, is uninsured AND underinsured coverage. Most MC policies have un-insured, but unless you ask for it, they don't have under-insured coverage. Get in an accident where you're not at fault, and the at fault drivers liability is the bare minium, your insurance company doesn't have to shell out a dime. In the state of California minium is 15/30. Hospital bills will wipe that out in a heart beat. So word to the wise. Check your coverage.
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