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I post this for two reasons: one to let you all know about Presidents Choice Financial Insurance and two in hopes you spread the word far and wide. I had a car accident 4 years ago while turning right on a corner, a woman came from the LEFT side of me, turned right also, right into the left side of my car. Unfortunately, the donut-eater was more involved in the witnesses cleavage than the damage to my vehicle and the case was originally deemed BOTH at fault. So I went to court (cost me 3 days pay with their remands and other BS) but the judge saw the truth and I was deemed 100% fault free and the fault was placed on the other driver. I called back to make sure my insurance was corrected and was told I'd have to get the transcript of the trail and send it to the Adjusters who would deem at fault. I paid the $60 for the copy and sent it off, verified weeks later that things were corrected and was told they were. Years go by and PCF Insurance has now scewed around enough people that they decide they had better get in the brokerage business instead, so I get my new premiums and they are up 32%!! I was stunned. I call back to ask why and I am told "Thats the best rate we can do for you" I shop around and find it for the same price I'm paying now (which is supposed to be discounted 35%!!) and make the move over. While in a conference call with the new company and PCF it comes to light that I am still being charged at fault for the accident, but it also states third party liable.... can't be both! So I start to try and get this fixed. Through PCF and Crawford Adjusters and Aviva Underwriters they have me running around between approx. 10 different people all with different ways to try and run you around. Finally, I get a lady on the phone who admits to the new company it is not my fault, so I can get the new rate and leave PCF. But, in the process of trying to get things fixed I found out a little insurance tidbit: IF YOU PAY YOUR DEDUCTIBLE, YOU ARE DEEMED TO BE TAKING PARTIAL FAULT FOR THE ACCIDENT. This reminded me that I never did get back my $500 deductible, so on I fought. Then, about two weeks ago I receive, from a buddy, a funny email called "Wii for Women" with some quite graphic scenes at the end of it. But, lo and behold, he had just forwarded this on from his source, who had also forwarded it on with .... the FULL CORPORATE signature of one of the head lady adjusters from Aviva. (How stupid can some people be with email, just boggles the mind!) Naturally, I was quite happy to send that on far and wide to every living thing I could find. Oh, and THEN and I called and left a message telling her she should be more careful with her email, and PERHAPS IF SHE SPENT A LITTLE LESS TIME EMAILING PORN ON A COMPANY COMPUTER SHE'D HAVE MORE TIME TO SOLVE CLIENTS PROBLEMS. Don't play with Scorpios, they're a spiteful bunch. I am happy to say I got the cheque in the mail for the $500 last week. Coincidence??? I think not! But ..... I was looking at my banking last night, even though I had verbally cancelled 3 times, sent in a written cancellation a month ago which they admit receiving, they still went and took out the money from my account and are now saying "Whoops, sorry, we'll get that money right back to you, should be no more than 3 WEEKS." It never ends! PLEASE .... warn all your friends and family to avoid these shylocks, don't get yourself into this STRESS MESS like me. But ... if you happen to come across a forwarded email called Wii for Women.... feel free to send that sucker to Timbuktu and back!
