Dakota,
Another thing to look at would be the front tire size. Some of us have switched to the 130 size tire in order to improve low speed handling. I have not done so because in reading posts from others there is a concern of it affecting higher speed handling in a detrimental way. I improved my low speed handling by raising the rear at the shock by changing out the leveling links. Others have accomplished the same by lowering the front at the forks but this would be more for those who cannot afford the slightly higher seat position. It could be your previous owner has changed links/lowered forks plus changed the tire size. I would tend to lean towards the forks being lowered as that may have contributed to your dented front fender.
As already mentioned, look into the steering head bearing adjustment. There is a description in the tech area of how to test. Then a shortcut to adjust plus the more involved cleaning and repacking the bearings with adjustment to follow. Personally, I repack the head bearings and the swing arm bearings every 20,000 miles.