I have been stopped a couple times for a insurance check. Didnt bother me a whole lot. Once on the bike and once in the wifes car. I guess I am just use to it. 20 yr in USAF and they can stop you on base for anything they feel like. I aint done nothing wrong I got nothing to worry about. If they want to stop you they come up with some bogus crap like "you didnt stop for that stop sign back there". they run all the licence, insurance stuff anyways. I have no tickets showing for like 20 plus years, and this punk kid writes me a ticket. I'm like really "they guy on the bike is going to run a stop sign?"
I grew up wearing a helmet, so its natural to me. I remember back when Gordie Howe and them guys played hockey without helmets, today a fellow wouldnt think of it.