Hear in Manitoba we are stuck with Govt insurance, They claim that bikes are grouped in classes, yet a crotch rocket is cheaper than my wing. I worked a long time on the highway and saw lots of rockets wrecked, and can only recall one wing, and it was cut off by another driver. The insurance also covers liability and and medical. They charge they bulk of the premium during the riding season, and in the fall and winter it is about $10.00 a month. I guess I should park it up here in the summer and go south for the winter.
I say some stats a while ago and they lump ATV and Snowmobile claims in with bikes. I dare say there are more ATV claims than bike claims