starcruiser Posted August 15, 2008 Share #1 Posted August 15, 2008 This time it's me! Coming down a small hill, in a light rain, we came to a 90 degree bend. As we entered the curve....oh no it's covered in very fine gravel. As we began to slide we hit the guardrail at about 25 mph. We flew off the side and landed in the road. We just got home from the hospital an hour ago. I have bruised ribs from hitting the handlebars (I think), wife has a concussion. Thank God it was nothing worse,(but the ribs are still hurting!). We were hauled away before the bike was, so in the morning I'll have to track it down. It didn't look pretty when I last saw her laying on her side with her front wedged under the guardrail. Now, advice from you that have "been there done that", what are my next steps? If you were at Don's for maintainence day maybe you saw our baby. She is/was a white RSTD with chrome and gold/silver pin-stripping with 3 crosses on the tank and fenders. Hopefully she will look like that again someday! Mark Link to comment Share on other sites More sharing options...
Rocket Posted August 15, 2008 Share #2 Posted August 15, 2008 I have bruised ribs from hitting the handlebars (I think), wife has a concussion. Thank God it was nothing worse,(but the ribs are still hurting!). Mark Yup, glad it's not worse. Take it easy for a while, both of you........ on finding the scoots storage location quickly. Link to comment Share on other sites More sharing options...
bongobobny Posted August 15, 2008 Share #3 Posted August 15, 2008 WOW!! Praise the Lord that you are able to tell us about it and that it wasn't worse than that! Broken ribs are no joy, I have firsthand knowledge of that! We went thru a little rain yesterday in Pa but no misfortunes. I'll pray that you will be back riding soon. Just relax and heal for now... Link to comment Share on other sites More sharing options...
Dano Posted August 15, 2008 Share #4 Posted August 15, 2008 Same here, I remember seeing your bike at Dons. Paint and plastic are temporary, really glad you and the wife are OK. Dan Link to comment Share on other sites More sharing options...
Guest ezornes Posted August 15, 2008 Share #5 Posted August 15, 2008 Thank God both of you are alright... I am 48 started riding at 13 , dumped lots of bikes mostly trail riding.. remember ( You cant foul out if your not in the game ) take care learn from mistake, get back on and now that this one is out of way you'll never do that again.. ezornes:thumbsup: Link to comment Share on other sites More sharing options...
Iowawegian Posted August 15, 2008 Share #6 Posted August 15, 2008 Glad to hear your mostly ok.....man, there's been a lot of this happening. Since the weekend's coming up......everyone take care! Link to comment Share on other sites More sharing options...
spear Posted August 15, 2008 Share #7 Posted August 15, 2008 Ooo Eee Mark. That'd hurt. Who put the loose gravel on the damned road anyway? Should be able to sue SOMEBODY! Seriously though, glad you're okay. Bikes can be fixed (or replaced). Cheers. Link to comment Share on other sites More sharing options...
Blackjack Posted August 15, 2008 Share #8 Posted August 15, 2008 We're glad to hear that you are both OK! Now, let the healing begin for the two of you and your sweet ride... Terry & Janis Link to comment Share on other sites More sharing options...
Bubber Posted August 15, 2008 Share #9 Posted August 15, 2008 Been there done that. Glad your OK and and that the injuries wern't any more serious. First words of advice don't be in a hurry to settle, have the bike evaluated and even dismantled if need be to find all the hidden damage. Never jump at the first offer the insurance company makes. There are so many sites out there selling damaged bikes and they make enough money on the damaged bikes selling it as a total to pay off the insured and have no loss to them. In Minnesota you can insist on new parts (at least for your car) be placed on your vehicle Vs used. They probably could find used parts anyway. If you have extras on the bike they also owe you for those. dig out your receipts. Proof is in the pudding as they say! KEY WORDS: LIKE! KIND! AND VALUE !!!!! These are the legal terms that they understand. Hold your ground ! Tell them you want it fixed to the condition it was pre-accident. If they total it get replacement cost from adds, dealers, Blue Book, what ever PLUS the extras. Remember if you take the extras off before you settle they don't owe you for them. Take them off afterwards. They don't give a rip about the extras after they total it. Just an object to them. GET YOU INSURANCE AGENT INVOLVED make him earn his premium. Hope that helps and good luck. Steve aka Bubber Link to comment Share on other sites More sharing options...
sarges46 Posted August 15, 2008 Share #10 Posted August 15, 2008 Wow Mark! We are sure glad that you and your wife are going to be ok. Sand and gravel on curves...nasty! Link to comment Share on other sites More sharing options...
Carbon_One Posted August 15, 2008 Share #11 Posted August 15, 2008 Sorry to hear of this happening to another one of our members. Wishing you and the Mrs. a speedy recovery. Take care of your self first. There'll be plenty of time to get the bike fixed back up. Been there done that myself last year. Not fun for sure. Larry Link to comment Share on other sites More sharing options...
Ozark Posted August 15, 2008 Share #12 Posted August 15, 2008 Sorry to hear of your accident, but glad that it wasn't any worse. Broken ribs and a concussion are nothing to laugh at, but at least you're able to still laugh. Good luck with the bike. Link to comment Share on other sites More sharing options...
Gambler Posted August 16, 2008 Share #13 Posted August 16, 2008 Glad U & the wife are Ok , Like others have said paint plastics parts will fixer right up Gambler:15_8_211[1]: Link to comment Share on other sites More sharing options...
Guest BigJohnD Posted August 17, 2008 Share #14 Posted August 17, 2008 Glad yer OK...these things have a way to go bad in a hurry...from the been there done that crowd. Sorry about the bike, but it is fixable. Link to comment Share on other sites More sharing options...
Marcarl Posted August 17, 2008 Share #15 Posted August 17, 2008 Glad to hear you are ok and glad you posted what happened. We can all learn from the 'mistakes' of others. Link to comment Share on other sites More sharing options...
Grandpagak Posted August 17, 2008 Share #16 Posted August 17, 2008 prayers are in order for you two, for a quick recovery and for getting back on the road soon.. thank the lord that it wasnt worse.. good luck... Link to comment Share on other sites More sharing options...
WilCruise Posted August 17, 2008 Share #17 Posted August 17, 2008 Wow, glad you came through reasonably OK - those guardrails usually aren't very forgiving. I remember seeing the bike at maint day (always loved look of the white ones). The plastic is all replaceable but can be kinda pricey. In my experience, the trick is to hold the insurance company's feet to the fire on covering as much as possible. Good luck & best wishes for a quick and full recovery! Link to comment Share on other sites More sharing options...
Crash Posted August 17, 2008 Share #18 Posted August 17, 2008 Sure glad you and your wife can out of this "OK" Get better and then get the scoot back together. Link to comment Share on other sites More sharing options...
hog Posted August 23, 2012 Share #19 Posted August 23, 2012 Ooo Eee Mark. That'd hurt. Who put the loose gravel on the damned road anyway? Should be able to sue SOMEBODY! Seriously though, glad you're okay. Bikes can be fixed (or replaced). Cheers. Loose gravel GRRRRRRR!!!!!! I live in good old Nebraska where maintaining the asphalt roads consists of oiling the heck out of them then spreading loose gravel or sand on the oil.Talk about fun to ride on.Meeting cars and getting pelted with gravel is bad enough but then meet a semi blasting down the road going 60 or faster and you are getting sandblasted and so is your bike. Link to comment Share on other sites More sharing options...
Dragonslayer Posted August 23, 2012 Share #20 Posted August 23, 2012 We're glad to hear that you are both OK! Now, let the healing begin for the two of you and your sweet ride... Terry & Janis Glad it was not any worse. I've had those broken ribs before and it's no fun. Hey Black Jack, I remember a day when ....... It's good to see you post again, PM me. Link to comment Share on other sites More sharing options...
Phoneman1981 Posted August 23, 2012 Share #21 Posted August 23, 2012 Hello Mark: The only thing that matters is that you were both not hurt more seriously. I was in your exact position after my our of state wreck years ago. Bubber offered great advice. I too had to locate the wrecker service after I was able to get around about a week later. Some adjuster for Dairyland Insurance made it too my bike before I did. The bike was considered a total loss. The bike was a year old with 10,000 miles valued at 5500.00 at that time. The insurance company dragged the claim out for months. Offered me "Like" bikes all of which had thousands of more miles and less options, different colors. They never did find one even close to mine. The 3 mile tow and storage for a week was $750. I finally settled and it did not come out good in my favor. I vowed then that I would never ever do business with Dairyland Insurance. After raising my family I got back on about 6 years ago. I nearly lost my current bike in a storage unit fire a couple of years ago. I was very pleased with Farm Bureau Insurance and how well I was treated in regards to the fire damage claim. Good luck with yours. Link to comment Share on other sites More sharing options...
bongobobny Posted August 23, 2012 Share #22 Posted August 23, 2012 Wow! This is an old thread... Link to comment Share on other sites More sharing options...
eusa1 Posted August 23, 2012 Share #23 Posted August 23, 2012 (edited) Wow! This is an old thread... golleeey, do ya think they are still dragging out the claim?? hog gets credit for bringing this to life!! lol:rotf: Edited August 23, 2012 by eusa1 Link to comment Share on other sites More sharing options...
Yammer Dan Posted August 23, 2012 Share #24 Posted August 23, 2012 Took me two years to get paid for the "Blue Beast" Link to comment Share on other sites More sharing options...
eusa1 Posted August 23, 2012 Share #25 Posted August 23, 2012 Thats why everyone should store their own wreck untill paid! Your able to charge storage untill settlement is done Ask me about 72 days at $ 20.00 per day! Sure take your time agent! Link to comment Share on other sites More sharing options...
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