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Biker down...

starcruiser

By starcruiser
in Watering Hole

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starcruiser

starcruiser

Posted
Posted

This time it's me! Coming down a small hill, in a light rain, we came to a 90 degree bend. As we entered the curve....oh no it's covered in very fine gravel. As we began to slide we hit the guardrail at about 25 mph. We flew off the side and landed in the road. We just got home from the hospital an hour ago. I have bruised ribs from hitting the handlebars (I think), wife has a concussion. Thank God it was nothing worse,(but the ribs are still hurting!). We were hauled away before the bike was, so in the morning I'll have to track it down. It didn't look pretty when I last saw her laying on her side with her front wedged under the guardrail. Now, advice from you that have "been there done that", what are my next steps? If you were at Don's for maintainence day maybe you saw our baby. She is/was a white RSTD with chrome and gold/silver pin-stripping with 3 crosses on the tank and fenders. :crying: Hopefully she will look like that again someday!

Mark

Rocket

Rocket

Posted
Posted
I have bruised ribs from hitting the handlebars (I think), wife has a concussion. Thank God it was nothing worse,(but the ribs are still hurting!).

Mark

 

Yup, glad it's not worse. Take it easy for a while, both of you........ :080402gudl_prv: on finding the scoots storage location quickly.

bongobobny

bongobobny

Posted
Posted

WOW!! Praise the Lord that you are able to tell us about it and that it wasn't worse than that! Broken ribs are no joy, I have firsthand knowledge of that!

 

We went thru a little rain yesterday in Pa but no misfortunes. I'll pray that you will be back riding soon. Just relax and heal for now...

Dano

Dano

Posted
Posted

Same here, I remember seeing your bike at Dons. Paint and plastic are temporary, really glad you and the wife are OK.

 

Dan

Guest ezornes

Guest ezornes

Posted
Posted

Thank God both of you are alright... I am 48 started riding at 13 , dumped lots of bikes mostly trail riding.. remember ( You cant foul out if your not in the game )

 

take care learn from mistake, get back on and now that this one is out of way

you'll never do that again..

 

ezornes:thumbsup:

spear

spear

Posted
Posted

Ooo Eee Mark. That'd hurt.

Who put the loose gravel on the damned road anyway?

Should be able to sue SOMEBODY!

Seriously though, glad you're okay.

Bikes can be fixed (or replaced).

Cheers.

Bubber

Bubber

Posted
Posted

Been there done that.

Glad your OK and and that the injuries wern't any more serious.

 

First words of advice don't be in a hurry to settle, have the bike evaluated and even dismantled if need be to find all the hidden damage.

 

Never jump at the first offer the insurance company makes. There are so many sites out there selling damaged bikes and they make enough money on the damaged bikes selling it as a total to pay off the insured and have no loss to them.

 

In Minnesota you can insist on new parts (at least for your car) be placed on your vehicle Vs used. They probably could find used parts anyway.

 

If you have extras on the bike they also owe you for those. dig out your receipts.

Proof is in the pudding as they say!

 

KEY WORDS: LIKE! KIND! AND VALUE !!!!! These are the legal terms that they understand.

Hold your ground ! Tell them you want it fixed to the condition it was pre-accident.

 

If they total it get replacement cost from adds, dealers, Blue Book, what ever PLUS the extras.

 

Remember if you take the extras off before you settle they don't owe you for them. Take them off afterwards. They don't give a rip about the extras after they total it. Just an object to them.

 

GET YOU INSURANCE AGENT INVOLVED make him earn his premium.

 

Hope that helps and good luck.

 

Steve

aka Bubber

Carbon_One

Carbon_One

Posted
Posted

Sorry to hear of this happening to another one of our members. Wishing you and the Mrs. a speedy recovery. Take care of your self first. There'll be plenty of time to get the bike fixed back up. Been there done that myself last year. Not fun for sure.

Larry

Ozark

Ozark

Posted
Posted

Sorry to hear of your accident, but glad that it wasn't any worse. Broken ribs and a concussion are nothing to laugh at, but at least you're able to still laugh. Good luck with the bike.

Guest BigJohnD

Guest BigJohnD

Posted
Posted

Glad yer OK...these things have a way to go bad in a hurry...from the been there done that crowd. Sorry about the bike, but it is fixable.

WilCruise

WilCruise

Posted
Posted

Wow, glad you came through reasonably OK - those guardrails usually aren't very forgiving. I remember seeing the bike at maint day (always loved look of the white ones). The plastic is all replaceable but can be kinda pricey. In my experience, the trick is to hold the insurance company's feet to the fire on covering as much as possible. Good luck & best wishes for a quick and full recovery!

  • 4 years later...
hog

hog

Posted
Posted
Ooo Eee Mark. That'd hurt.

Who put the loose gravel on the damned road anyway?

Should be able to sue SOMEBODY!

Seriously though, glad you're okay.

Bikes can be fixed (or replaced).

Cheers.

Loose gravel GRRRRRRR!!!!!! I live in good old Nebraska where maintaining the asphalt roads consists of oiling the heck out of them then spreading loose gravel or sand on the oil.Talk about fun to ride on.Meeting cars and getting pelted with gravel is bad enough but then meet a semi blasting down the road going 60 or faster and you are getting sandblasted and so is your bike.

Dragonslayer

Dragonslayer

Posted
Posted
We're glad to hear that you are both OK! Now, let the healing begin for the two of you and your sweet ride...

 

Terry & Janis

Glad it was not any worse. I've had those broken ribs before and it's no fun.

 

 

Hey Black Jack, I remember a day when ....... It's good to see you post again, PM me.

Phoneman1981

Phoneman1981

Posted
Posted

Hello Mark: The only thing that matters is that you were both not hurt more seriously. I was in your exact position after my our of state wreck years ago. Bubber offered great advice. I too had to locate the wrecker service after I was able to get around about a week later. Some adjuster for Dairyland Insurance made it too my bike before I did. The bike was considered a total loss. The bike was a year old with 10,000 miles valued at 5500.00 at that time. The insurance company dragged the claim out for months. Offered me "Like" bikes all of which had thousands of more miles and less options, different colors. They never did find one even close to mine. The 3 mile tow and storage for a week was $750. I finally settled and it did not come out good in my favor. I vowed then that I would never ever do business with Dairyland Insurance. After raising my family I got back on about 6 years ago. I nearly lost my current bike in a storage unit fire a couple of years ago. I was very pleased with Farm Bureau Insurance and how well I was treated in regards to the fire damage claim. Good luck with yours.:)

eusa1

eusa1

Posted
Posted (edited)
Wow! This is an old thread...

 

golleeey, do ya think they are still dragging out the claim??:rotf::confused24::whistling::rotf:

 

hog gets credit for bringing this to life!! lol:rotf:

Edited by eusa1
eusa1

eusa1

Posted
Posted

Thats why everyone should store their own wreck untill paid!

Your able to charge storage untill settlement is done

Ask me about 72 days at $ 20.00 per day!

Sure take your time agent!

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