Beachbum Posted March 6, 2019 #1 Posted March 6, 2019 So I’ve been pretty quiet for a while. I got clipped and sent into the median on New Year’s Day. I was able to ride my venture home, although it did have a scary wobble when I took one hand off the bent handlebar. The van that clipped me was a Home Depot rental van. So here is where it gets convoluted. The guy who RENTED the van was the passenger, not the driver. The RENTER of the van gave the cops his insurance information and filed a claim that day. The problem was that the DRIVER was not listed on the rental form as an authorized driver. So the RENTERS insurance (progressive) denied the claim. However, they took SIX dang weeks to formally deny it. I had to file a complaint with the state insurance commissioner to get their attention. About 3 weeks in I find out the DRIVER of the van had insurance and so filed a claim with them. (Farmers) after progressive finally denied the claim Farmers was able to progress their claim. They decided Home Depot had primary exposure. So I had to file a claim with Home Depot. They provided the paperwork showing the rental waivers so Farmers ended up honoring my claim. By this time it’s been eight! weeks since my accident. Here is the bitter part. They totaled my Venture. I work 6 11 hour days and honestly don’t have the time to fix my bike. I’ve got a project KZ1100 that can attest to that. Really, really sucks. However, here is the sweet part. I’ll still be around, just as a Victory rider. I got a Victory V92 at a steal! Pic will be added. What has this taught me? If you’re in an accident on your bike, and you are miraculously unhurt, LAY THERE AND WAIT FOR AN AMBULANCE! I was thankfully completely unhurt. Bruised but not even sore. I decided not to pursue an injury claim because tbh there is enough abuse of the system without me adding to it. However! Attorneys would not take my property damage only case. The one lawyer who was honest enough to explain it said that his fee (33%) would eat into my money too much. So I’ve had to do this whole stinking process on my own. That’s why I haven’t posted anything, because I’ve had no idea how it was gonna play out. Anyways, they picked up my Venture today and that was absolutely one of the saddest things I’ve had to see. It’s right up there with putting a pet down as far as I’m concerned. Farmers did try to low ball me at first, I disputed their valuation and they came back with a proper settlement finally.
BlueSky Posted March 6, 2019 #3 Posted March 6, 2019 Glad you finally got some payback. Any Gen1 would be totaled I'm sure. They are not worth that much in the books and damage repair is expensive. Lots of Gen 1's still out there though if you get a hankering for another one!
Freebird Posted March 6, 2019 #4 Posted March 6, 2019 Great looking bike. Glad things turned out for you and you are on two wheels again.
cowpuc Posted March 7, 2019 #5 Posted March 7, 2019 Great looking bike. Glad things turned out for you and you are on two wheels again. Took the words right out of my mouth Bossman!!
WRIDR Posted March 7, 2019 #6 Posted March 7, 2019 Oh, YEAH! THAT in Spades! Whutta great looking RIDE; sincere Congrats on an awesome Comebacker. There's a positive side to ANY serious problem, and this is a classic example. Color us JEALOUS, big time. In addition to which (not being a Smartass here), you're never gonna get whacked by anyone failing to see ya.~ We had NO IDEA they produced a Bike in such an amazing color!!! Double WOW. Rgds, WRIDR
djh3 Posted March 7, 2019 #7 Posted March 7, 2019 I liked the V 92's when they came out. There was a couple years they had a trans issue. Over all a pretty solid ride though. And like the Venture its unique. I love my Vic Cross Country, and when people say "nice looking bike, is it a harley?" You can say nope its the other American bike.
XV1100SE Posted March 8, 2019 #8 Posted March 8, 2019 Sorry to hear about the bike but glad you are okay. Enjoy the new bike...and as mentioned, no excuse not to see you.
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