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Posted

Well i have made a lot more friends then I thought at the International Rally!! My credit card numbers have been hacked and my new friends are enjoying my wealth. The bank has hot carded my card and I found another one they missed, Applebee's has shown up 27.00. Someone was trying to use my card # in Montana at Home Depot, bank caught that one. So much for the Show Me State, how about the Stole Me State. I am fully aware that the people in that fine state are no reflection on a few bad apples, they are everywhere now. keep and eye on your bank statements. thanks again for the memories. Jim

Posted

5 days before we were supposed to leave for the International (which we had to cancel because one of our cats had a seizure the night before we were to leave) I noticed a credit card charge for $450 for a cell carrier I don't use. I called the bank and first thing they did was cancel my card and issue another (which was to keep the same card number but change the ccv #. I disputed the charge and they removed it. Far as I can remember there was only one time my card was out of site - in an upscale restaurant.

 

I can see someone stealing a card number and buying something in a store....but to pay their cell bill which can be tracked back to them? Not too bright.

 

At least you caught the charges. Hope you aren't responsible for any of them.

Posted

That SUCKS big time !I have a friend with a 26 letter polish name, they stole his info and a big black guy was caught on film using his cards, all the way on the other coast, but not before he charged over 20K to his card.

 

A big pain getting it all straightened out just so they could do it to him again.

 

Good luck.

Posted

Nobody gets to handle my card,,, not needed, not necessary. Had a case a couple of weeks ago at a motel in Dwight Ontario, at the Riverside Motel that the person behind the desk wanted to copy my number down on a registration slip. She had asked to see my card (mistake #1) which I obliged (Mistake #2) and then she started to copy my number. I immediately asked for my card back, but she was not that quick in responding, so I grabbed it back and went across thee road to the Dwight Village Motel and had a good night. Easy way to loose a $95 sale,, but sailavee.

Posted
Nobody gets to handle my card,,, not needed, not necessary. Had a case a couple of weeks ago at a motel in Dwight Ontario, at the Riverside Motel that the person behind the desk wanted to copy my number down on a registration slip. She had asked to see my card (mistake #1) which I obliged (Mistake #2) and then she started to copy my number. I immediately asked for my card back, but she was not that quick in responding, so I grabbed it back and went across thee road to the Dwight Village Motel and had a good night. Easy way to loose a $95 sale,, but sailavee.

 

You would think that would be a good policy (not letting anyone handle your card) to safeguard your info, but all they have to do is wait for you to pay for the room and then they've got it anyways.

 

there is no hiding from crooks these days. They're everywhere....:(

Posted
You would think that would be a good policy (not letting anyone handle your card) to safeguard your info, but all they have to do is wait for you to pay for the room and then they've got it anyways.

 

there is no hiding from crooks these days. They're everywhere....:(

When you stroke your card only the last 4 numbers appear, not the whole number, nor the 3 numbers on the back.

Posted
When you stroke your card only the last 4 numbers appear, not the whole number, nor the 3 numbers on the back.

 

Yup, but they're only one phone call away from getting the whole number. The 3 on the back are a bit harder though....

Posted

My American friends, don't take offense to the following statement , but I have been to your fine country a few times the last couple of years, and I must say, Canada is light years ahead of you in terms of credit and debit card technology. Up here, there is no need to hand your card over to anyone. Almost everywhere, we have chip/ pin machines. When you pay for something, including gas at the pump, you insert your card, put your PIN number in and that's it! No need to show ID, or submit your zip code, etc. it is very secure and convenient. Hopefully you folks are heading in that direction.

Dale.

Posted

Hey Dale.

Down under we can go one better that you guys way up top.

Our cards have chips, strips and whatever.

No body but nobody ( except me) handles my cards.

Greatest thing is what's known as 'Paywave'. Just wave the card in front of the terminal and payment is made.

No PIN, no signature, no nothing.

Posted
My American friends, don't take offense to the following statement , but I have been to your fine country a few times the last couple of years, and I must say, Canada is light years ahead of you in terms of credit and debit card technology. Up here, there is no need to hand your card over to anyone. Almost everywhere, we have chip/ pin machines. When you pay for something, including gas at the pump, you insert your card, put your PIN number in and that's it! No need to show ID, or submit your zip code, etc. it is very secure and convenient. Hopefully you folks are heading in that direction.

Dale.

 

Even that is not fool proof.

 

We went through a rash of "card readers" that crooks would insert in to gas pump and such here.

 

Devious little things, only a clear plastic tab fixable after they inserted it into the reader.

 

It would read your strip and they would come back later and pull it out.

 

Haven't seen those in a while as most of the readers here were redesigned to make it very hard to insert anything besides just a card....

Posted (edited)
Hey Dale.

Down under we can go one better that you guys way up top.

Our cards have chips, strips and whatever.

No body but nobody ( except me) handles my cards.

Greatest thing is what's known as 'Paywave'. Just wave the card in front of the terminal and payment is made.

No PIN, no signature, no nothing.

We have that here too..

 

I hate it. Never miss it.

 

With that, we're right back to a card being the same as cash being stolen. They get your card, and they don't need your pin. Might as well go back to carrying a sad of cash in your pocket other than convienice.

Edited by Great White
Posted

Watch out for the small charges. There was a ring here that would get a number then charge something small such as $5.00 and if that went through unquestioned then they would up the ante.

Posted

Last year, 2 days before Christmas we were heading to Tennessee and my card isn't working when already in route. Long story short, bank says cards hacked and they had to close them down and issue us new ones. What a drop in the stomach feeling! Especially with the family in the car. Needless to say I'm skeptical about certain places and certain types of folk. Thing was, whoever had the card was in Illinois, not Florida. I'm just glad my money was reimbursed right away from BOA

Posted

I've been hacked a few times over the years. Never been responsible for $$ and always got credited back for losses. The last two were mysteries as my card wasn't used for anything except gas at Costco...and they check for readers each day. So now I have a wallet that blocks RFID type readers as suggested by my bank. For those who are not familiar with this technology...anyone with a special card reader can read the info wirelessly off the cards from a short distance. My new wallet blocks that, thanks Travelsmith dot com. Probably happened while standing in line somewhere. USAA is getting very good at spotting fraud use. Last 2 times I got a text asking if these charges were mine. I texted back "no". Card cancelled immediately followed by phone call from them.

BTW, in both of the last two incidents, the bad guys made up a fake card and it ran through fine. But they got nailed as they were used in locations where cameras were present and recording. One in Tampa and one in Phoenix. That's all I could find out. That's the primary reason the bank thinks it was a wireless card reader...they got all the info.

Bottom line: We do what we can, but thieves don't live/operate by the same rules as we need to...so they will always win at least once.

david

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