They Gave me Money ... Then Took it Back

[SilvrT]

When I changed insurance over from my Wing to the Vic, the ins agent said I would get a refund of appx $225 ... wooo hooo I thought and off I went with a smile.

 

I got the cheque a couple days ago and then I started thinking about it....

 

This was for basic 3rd party insurance for only 7 months which I paid just under $600 for. How could the Vic, which is of the same size category, cost that much less???

 

So, I inquired.

 

Insurance/registration papers have a box for engine size in cubic centimeters. Motorcycles are rated based on that.

 

The Wing was 1800cc

 

The Victory, which is not a "Japanese" make, is listed as 106 .... cubic inches.

 

The insurance agent didn't realize that and put 106 in the cubic centimeters box which gave me an insurance rate for a motorcycle under 400cc.

 

Crap!!! ... now I got to go have my documentation re-done and give the money back

[Yammer Dan]

Don't ya know by now Ya Can't Win!!

[SilvrT]

Don't ya know by now Ya Can't Win!!

 

maybe so... but I'll never give up tryin!

[kevin-vic-b.c.]

And with ICBC they will want another document fee as well!

[XV1100SE]

You think you'll JUST have to give them back the refund? If I were you... I'd be worried this is their chance to increase you rate !

[SilvrT]

You think you'll JUST have to give them back the refund? If I were you... I'd be worried this is their chance to increase you rate !

 

I'm currently at the lowest rate possible so... it can only go UP from here LOL

[RandyR]

Yep. the metric system just confuses everything.

[Guest divey]

Not intending on hijacking your thread Rick but I'm biting the bullet tomorrow and getting my BC reg. and insurance. Does anyone in BC use Megson Fitzpatrick Insurance for topping up their ICBC coverage and if so, are you happy with them? Thanks Doug

[kevin-vic-b.c.]

Not intending on hijacking your thread Rick but I'm biting the bullet tomorrow and getting my BC reg. and insurance. Does anyone in BC use Megson Fitzpatrick Insurance for topping up their ICBC coverage and if so, are you happy with them? Thanks Doug

My brother and a few friends do and they are very happy, I may look at a package with the 3 bikes for 3rd party and liability later this month. I do not put collision and any of my vehicles.

[ronjolly]

At least itz not tha IRS.. They would have taken tha Bike also...and then took tha 5th..

[SilvrT]

Not intending on hijacking your thread Rick but I'm biting the bullet tomorrow and getting my BC reg. and insurance. Does anyone in BC use Megson Fitzpatrick Insurance for topping up their ICBC coverage and if so, are you happy with them? Thanks Doug

 

I use them. Have been for about 3 years or more. Less expensive than ICBC for a motorcycle; however, it's about the same, maybe a bit more for the cage.

 

I've not had a claim so don't know how they are in that regard. What I do like is when my ICBC basic coverage expires, the priv ins reverts to a storage policy. They insure through Intact insurance.

[SilvrT]

My brother and a few friends do and they are very happy, I may look at a package with the 3 bikes for 3rd party and liability later this month. I do not put collision and any of my vehicles.

 

Kevin, you have to get the 3rd party liability thru ICBC. Megson only provides collision, comprehensive, etc.

[Squeeze]

Well Rick, i see you're downgrading at an accelarating Rate, by this next Year, you'll be on a 600 cc (36,5 cui) Jialing. I'm sorry to hear ....

[SilvrT]

Well Rick, i see you're downgrading at an accelarating Rate, by this next Year, you'll be on a 600 cc (36,5 cui) Jialing. I'm sorry to hear ....

 

Well, I do like to go fast ....

[Squeeze]

Well, I do like to go fast ....

 

Fast ? On a Vic ? Really ?

 

 

 

You started smoking Doormats again ?

 

 

 

 

 

 

 

 

 

:whistling:

[SilvrT]

Fast ? On a Vic ? Really ?

 

 

 

You started smoking Doormats again ?

 

 

:whistling:

 

Lutz is baaaaaaaaaack!

 

Truth be known, some of that stuff I smoked smelled like doormats