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WOW - Talk about highway robbery


saddlebum

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Not sure what kind of deductibles you guys are using, but also try Progressive Motorcycle Insurance. It turned out to be best for me in Texas. Only $258 per year for liability, (1 ticket :whistling:), but includes uninsured/underinsured.

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$179 here with Allstate with full coverage and under/uninsured. Tried progressive but when the said that I could purchase through the but they bokered out to Allstate they wanted an extra ~$75 for there name on the policy. I immediately called Allstate.

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The problem with comparing rates, is all the variables (state we live in, our age, our driving record, machine age and model, how long we are with a company, our credit rating, policy settings, etc.)

 

For what it is worth, I have everything of mine insured through State Farm, except for the bike. State Farm does not cover accessories, at least in Illinois (their home state).

 

I switched the bike over to Progressive two years ago. I really like their accessory coverage, since I have added quite a bit. I was a little surprised by the rate as well, especially in comparison to another bike I had insured with them (it seemed kind of high). However, what I discovered is that they have a rate they charge the first year, then it goes down dramatically after that. For the second year, my rate was cut almost in half. I now pay somewhere around $400/year for full coverage (100,000/300,000), $250 deductible, and $3000 added accessory coverage.

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