Streakrider67 Posted April 18, 2010 #1 Posted April 18, 2010 Has anybody's insurance given them a hassle insuring a trailer towed by a bike?
ediddy Posted April 18, 2010 #3 Posted April 18, 2010 The trailer would not be covered for physical damage unless you had accessory coverage on your policy. Some companies give you anywhere from $1,000 to $5,000 accessory coverage with their policy but you can purchase any amount by paying an extra charge. You need to look at your policy or call your agent. The liability coverage on your bike would extend to the trailer. The liability covers bodily injury or property damage to the other person if you are fault in an accident.
Streakrider67 Posted April 19, 2010 Author #5 Posted April 19, 2010 Thanks, I was fairly sure that it the same as my truck. I also know how they like to weasle out of as much as possible, and this seams like something they would have a problem with. Then again the % of bikes towing trailers can't be that big so it may not be on thier radar.
massey130 Posted April 19, 2010 #6 Posted April 19, 2010 Thanks, I was fairly sure that it the same as my truck. I also know how they like to weasle out of as much as possible, and this seams like something they would have a problem with. Then again the % of bikes towing trailers can't be that big so it may not be on thier radar. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ I would call your agent and get details. reading your policy declaration page is sometimes confusing. i was surprised about generic details were not what i thought. being informed now may save frustration when it's too late.
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