seabeetom Posted October 17, 2009 #1 Posted October 17, 2009 For the Good 'Ol Boys down here in the South,,, I'm shopping around for a new insurance carrier and am looking for some input from this region. At present have GEICO. Just went up $90 to $459 yr. What is your premium? BIL; 100000/300,000 $50 PDL; 100,000 $17 UMBI; 25,000/50,000 $103 UMPD; 25,000 200ded $49 Comp; 250ded $53 Coll; 250ded $187 I just checked Progressive and they want $1500 for the same coverage, go figure... Anybody down here getting better rates? Why??? 'preciate ya
BigBoyinMS Posted October 17, 2009 #2 Posted October 17, 2009 I got quotes from any and every company that I could and ended up with Geico and they were MUCH less than anyone else. For the amount of coverage you have you probably aren't going to do any better. My limits are a little less that yours and I'm paying about 50% more for my 3 bikes combined. Ask a Canadian rider what he pays. It'll make you feel a little better!
CMIKE Posted October 17, 2009 #3 Posted October 17, 2009 (edited) Finally found it on the website $431 year Bodily Injury Liability $300,000/$300,000 Non Deductible $47.00 Property Damage Liability $100,000 Non Deductible $16.00 Uninsured Motorist Bodily Injury $300,000/$300,000 Non Deductible $154.00 Uninsured Motorist Property Damage $25,000 $200 Ded. $45.00 Comprehensive $500 Ded. $33.00 Collision $500 Ded. $127.00 Towing and Labor Non Deductible $9.00 Also got a discount for the MSF course I took You could drop that deductable some to save... Edited October 17, 2009 by CMIKE
seabeetom Posted October 18, 2009 Author #4 Posted October 18, 2009 Finally found it on the website $431 year Bodily Injury Liability $300,000/$300,000 Non Deductible $47.00 Property Damage Liability $100,000 Non Deductible $16.00 Uninsured Motorist Bodily Injury $300,000/$300,000 Non Deductible $154.00 Uninsured Motorist Property Damage $25,000 $200 Ded. $45.00 Comprehensive $500 Ded. $33.00 Collision $500 Ded. $127.00 Towing and Labor Non Deductible $9.00 Also got a discount for the MSF course I took You could drop that deductable some to save... Thanks 4 the feedback CMike, what Company was that with? My quote was 4 an 08 RSV, MSF discount and a couple of others. Waiting for a reply from Safeco (AARP). So far maybe the lil' green gekko ain't so expensive after all.
seabeetom Posted October 19, 2009 Author #6 Posted October 19, 2009 Tnx 4 the input folks. Think I'll just suck it up and be grateful 4 what I got. After several Quotes ( Safeco $1200, Progressive $1500, Foremost/AARP $570 ) 4 the same coverage I now have. It seems that the biggest costs here on the Coast are the Uninsured Motorist coverages. Since Katrina, the undocumented/Illegals have flooded the area because of the need 4 laborers for recovery/rebuilding, and, U guessed it, a great majority of them are unlicensed/uninsured cagers who don't have any concept of traffic laws... We've had several riders killed down here by these folks in the last couple of years and an unknown number of accidents... I guess I'd better stay friends with the lil' green gekko. I'll pays me money, learn more cusswords in spanish and hope 4 the best. OK, whining about insurance rates all done...
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